From 30 Minutes to 30 Seconds: Ask Your Policies Anything!
Transform insurance policy portfolios into conversational intelligence that claims adjusters can query instantly, ensuring consistent policy interpretation and accelerating claim decisions.
Policy Intelligence Engine & Data Registry
Bulk upload entire policy portfolios and automatically extract structured data from every policy, amendment, endorsement, and rider. Convert complex policy language into searchable, filterable data fields.
Parties Registry
Centralized database of all policyholders and claimants with complete relationship mapping. Link all policies to specific insureds and track comprehensive coverage history across the entire portfolio.
Claims Adjuster Conversational Interface
Ask any coverage question in plain natural language and receive instant answers with exact policy citations. Eliminate manual PDF searches and ensure every adjuster interprets policies consistently.
Policy Intelligence
Automatically extract and organize critical policy data into a live registry that powers instant insights and proactive compliance alerts.
Query Policies in Plain English
Coverage verification: "Does this policy cover water damage from roof leaks?"
Exclusion checking: "What exclusions apply to this claim scenario?"
Limit lookups: "What's the coverage limit for dwelling replacement?"
Deductible confirmation: "What deductible applies to windstorm claims?"
Question: Does this policy cover water damage from roof leaks?
Answer: Coverage applies per Section 4.2 if damage results from sudden/accidental causes. Gradual deterioration excluded per Section 5.3(c). Deductible: $1,000 per Schedule A. Maximum limit: $250,000 dwelling coverage.
The Policy Interpretation Bottleneck
Claims adjusters spend 60% of processing time manually reviewing policy documents to answer coverage questions, interpret exclusions, and validate claim eligibility.
Manual Policy Review
Adjusters spend up to 30 minutes per search hunting through policy PDFs, amendments, endorsements to verify coverage details and interpret complex policy language
Operational Cost Impact
Manual policy review costs mid-size carriers an average of $2M annually in adjuster time, while customer satisfaction is put at risk of dropping for any claim exceeding 30 days
Delayed Claim Processing
47-day average claim resolution due to policy interpretation bottlenecks. Each day of delay increases customer dissatisfaction and impacts retention rates
Interpretation Inconsistency
Different adjusters interpret the same policy language differently, creating inconsistent claim decisions, potential litigation exposure, and customer confusion
Structured Intelligence, Not Just Storage
Automatically extract and organize critical policy data into a live registry that powers instant insights and proactive compliance alerts.
Deductibles and exclusions tracked by policy and claim type
Policy lifecycle tracking with effective dates and renewals
Amendment version control linking endorsements to master policies
Coverage types and limits automatically indexed​
How Claims Teams Use Covenantrix?
Coverage Verification
When adjusters need to verify if a claim is covered, they type the coverage question directly into Covenantrix and receive an instant response with the exact policy clause citation, relevant exclusions, deductible amounts, and coverage limits. Covenantrix delivers consistent, accurate answers for immediate claim decision-making.
Cross-Policy Analysis
Covenantrix instantly compares coverage terms, exclusions, and limits across multiple policies for the same insured or similar claim scenarios, enabling adjusters to identify coverage patterns, spot unusual terms, and ensure consistent claim handling across the entire policy portfolio while automatically flagging policies with non-standard provisions.
Compliance Tracking
Automated obligation tracking monitors policy-required actions such as insured's duties after loss, reporting deadlines, proof of loss requirements, and regulatory compliance obligations, sending proactive alerts to claims teams and automatically documenting all policy interpretation decisions to create a complete audit trail for regulatory reviews and internal quality assurance.
Quick Stats:
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30 minutes Policy review time eliminated per claim
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Higher than 20% more claims processed per adjuster
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40% Faster claim resolution time
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99% Policy interpretation accuracy rate
Ready to Accelerate Claims Processing?
Join insurance carriers reducing policy review time by 60% and processing claims 40% faster.
Upload your heaviest policies and use Covenantrix for real claims.
Covenantrix is FREE for 7 days!
Track time saved and the enormous strategic leverage you'll have with a paid subscription!